Medical tourism insurance india,
Travel insurers have joined many private medical insurers in responding to the new trend in a universal way - by adding blanket exclusion. A typical exclusion reads ' The insurance will not cover you when you are traveling with the intention of obtaining medical treatment or consultation abroad.' This general exclusion would be interpreted as including dental treatment.Almost every policy will have a clear or tacit exclusion. Travel insurers will not cover people going abroad for treatment. They will not cover the medical risk, or any tourism related risks. Insurers argue that instead of insuring fit and healthy people, they are insuring ill people who have a greater risk of a claim and of need for expensive medical help. They argue that if there is any illness, they cannot easily see if it is directly or indirectly related either to the treatment or the illness.Many people want to recuperate overseas so turn it into a family holiday as they have already paid for the travel. If a family member is accompanying someone on a trip, its better they book a normal travel policy separately without including the patient. Medical tourism is not something that the average travel agent asks about on insurance, so we fear that people are buying cover via travel agents and even direct; without being asked or volunteering the true reason for the trip. Anyone doing this runs the risk that an insurer can turn round and refuse to pay claims on any part of the policy.
So we at IndoMedTourism have various policy’s for this purpose which can include both your tourism/travel insurance and medical insurance.
For more details about your medical tourism insurance do mail - info@indomedtourism.com
Check out the website : www.indomedtourism.com
Sunday, October 26, 2008
Medical/travel insurance
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1 comment:
a good source for organizing dental treatment abroad is http://www.dentalholiday.co.uk featuring English speaking dentists.
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